The topic of a free TV licence for UK over-60s continues to attract widespread attention in 2026, as millions of older households look for ways to reduce living costs. As of January 2026, the standard UK TV licence costs £169.50 per year, a significant expense for pensioners on fixed incomes. However, despite common belief, there is no automatic free TV licence for everyone over 60. Current rules confirm that only people aged 75 or over who receive Pension Credit are eligible for a fully funded TV licence. This policy remains unchanged for the 2025–2026 period, according to official TV licensing guidance and government-backed welfare rules.
Free TV Licence for UK Over-60s
Many people over 60 assume they qualify for a free TV licence, but eligibility is strictly defined. The age threshold and income-related benefits play a decisive role. Understanding the difference between age-based assumptions and actual eligibility is crucial to avoid fines or unnecessary payments.
This article explains the latest position in 2026, who qualifies, what support is available for over-60s, and what steps pensioners should take to stay compliant with TV licensing rules.
Is There a Free TV Licence for UK Over-60s?
At present, there is no free TV licence solely based on being over 60. The UK previously offered age-based concessions, but these ended several years ago. In 2026, free TV licences are linked to age and income, not age alone.
People aged 60 to 74 must usually pay the full licence fee unless they qualify under specific benefit-based exemptions or discounts. The main qualifying route for a free licence is now through Pension Credit.
Who Actually Qualifies for a Free TV Licence in 2026?
Eligibility for a free TV licence in 2026 is limited and clearly defined. The table below explains who qualifies and who does not.
| Category | Free Licence Eligibility |
|---|---|
| Aged 60–64 | Not eligible |
| Aged 65–69 | Not eligible |
| Aged 70–74 | Not eligible |
| Aged 75+ with Pension Credit | Eligible |
| Aged 75+ without Pension Credit | Not eligible |
| Care home residents | May qualify (specific rules apply) |
| Registered blind | Eligible for 50% discount |
| Households not watching live TV | No licence required |
This means most people searching for a free TV licence for UK over-60s will not automatically qualify unless they meet additional criteria.
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What Is Pension Credit and Why It Matters
Pension Credit is a means-tested benefit designed to support people over State Pension age with low income. In 2026, receiving Pension Credit is the key requirement for a free TV licence once someone reaches 75.
Many eligible pensioners do not claim Pension Credit, often because they assume they are not entitled. However, even small awards can unlock access to:
- A free TV licence at age 75
- Additional financial support such as housing and council tax help
Claiming Pension Credit can therefore have a wider financial impact beyond television costs.
TV Licence Rules for Over-60s Who Do Not Qualify
If you are over 60 and do not meet the eligibility rules, you must still pay for a TV licence if you:
- Watch or record live television on any channel
- Stream live programmes or use on-demand services that require a licence
Failure to have a valid licence when required can lead to enforcement action and fines.
Are There Any Discounts for Over-60s?
While there is no free TV licence for over-60s, some concessions do exist:
- People registered as blind or severely sight impaired receive a 50% discount
- Certain care home residents may qualify for special arrangements
These options do not apply purely based on age but can help reduce costs for specific groups.
Why the Free TV Licence Policy Changed
The move away from age-based free TV licences was part of broader funding and policy changes. Responsibility for funding concessions shifted, leading to tighter eligibility rules focused on income support rather than age alone.
As of 2026, there are no announced plans to reintroduce a universal free TV licence for UK over-60s.
Frequently Asked Questions (FAQs)
1. Do people over 60 get a free TV licence in the UK?
No. Being over 60 does not automatically qualify you for a free TV licence.
2. At what age can you get a free TV licence in 2026?
You must be aged 75 or over and receiving Pension Credit.
3. What happens if I do not need a TV licence?
If you do not watch or stream live TV or use licensed on-demand services, you may not need a licence, but rules must be followed carefully.
Conclusion
The idea of a free TV licence for UK over-60s is a common misconception. In 2026, eligibility is strictly limited to people aged 75 and over who receive Pension Credit, with a few specific exceptions. Most people over 60 must still pay the standard licence fee if they watch live TV or stream licensed services. Understanding the rules, checking benefit eligibility, and staying compliant can help older households avoid penalties and manage their household costs more effectively.