The federal holiday 2026 list is essential information for government employees, private organizations, banks, schools, and travelers across the United States. As of January 2026, there are 11 official federal holidays recognized nationwide under U.S. law. These holidays are administered through federal policy and followed by all federal offices, with many states and private employers also observing them. Federal holidays determine official office closures, payroll schedules, and public service operations. Each year, millions of workers rely on this calendar for leave planning, financial transactions, and academic scheduling, making the 2026 federal holiday schedule especially important for long-term planning.
Federal Holiday 2026 List
Federal holidays apply to civilian federal employees and are observed uniformly across the country, although observance dates may shift if a holiday falls on a weekend. In such cases, the holiday is officially observed on the nearest weekday.
Understanding the U.S. federal holidays 2026 helps individuals and organizations avoid scheduling conflicts, plan vacations, and manage operational timelines more effectively.
What Are Federal Holidays in the United States?
Federal holidays are legally recognized public holidays during which non-essential federal government offices are closed. These holidays honor historical events, national values, and cultural milestones.
While federal holidays automatically apply to government offices, private-sector observance depends on employer policy. However, many businesses, banks, and financial institutions follow the federal holiday calendar.
Total Number of Federal Holidays in 2026
In 2026, the United States observes 11 federal holidays. These holidays are spread throughout the year and include fixed-date holidays as well as those observed on specific weekdays.
Below is the official federal holiday 2026 list with observance details.
Federal Holiday 2026 List (Official Schedule)
| Holiday Name | Date in 2026 | Day | Observed Status |
|---|---|---|---|
| New Year’s Day | January 1 | Thursday | Observed |
| Martin Luther King Jr. Day | January 19 | Monday | Observed |
| Washington’s Birthday | February 16 | Monday | Observed |
| Memorial Day | May 25 | Monday | Observed |
| Juneteenth National Independence Day | June 19 | Friday | Observed |
| Independence Day | July 4 | Saturday | Observed July 3 |
| Labor Day | September 7 | Monday | Observed |
| Columbus Day | October 12 | Monday | Observed |
| Veterans Day | November 11 | Wednesday | Observed |
| Thanksgiving Day | November 26 | Thursday | Observed |
| Christmas Day | December 25 | Friday | Observed |
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Federal Holiday Observance Rules Explained
When a federal holiday falls on a weekend, observance follows a standard rule. If it falls on a Saturday, it is observed on the preceding Friday. If it falls on a Sunday, it is observed on the following Monday.
In 2026, Independence Day falls on a Saturday, so federal offices will observe it on Friday, July 3, 2026. This adjustment affects payroll processing, banking operations, and government services.
Impact of Federal Holidays on Work and Services
Federal holidays significantly influence daily operations across multiple sectors. Government offices close completely, and essential services operate on limited schedules.
Two major effects include:
- Delays in mail delivery, court proceedings, and federal services
- Adjusted banking, payroll, and stock market schedules
Private employers may or may not offer paid leave, depending on company policy.
Federal Holidays vs State and Private Holidays
Federal holidays are not the same as state or local holidays. Some states observe additional holidays, while others may not fully observe all federal ones.
Private companies often align with the federal holiday list but are not legally required to close. Employees should always confirm holiday policies with their employer.
Planning Ahead Using the Federal Holiday 2026 List
Knowing the federal holiday schedule 2026 allows individuals to plan vacations, manage workloads, and schedule appointments efficiently. Long weekends created by Monday or Friday observances are especially useful for travel planning.
Organizations also use this calendar to manage staffing, payroll cycles, and service availability throughout the year.
Frequently Asked Questions
Q1. How many federal holidays are there in 2026?
There are 11 official federal holidays in 2026.
Q2. Are federal holidays mandatory for private companies?
No, private employers are not required to observe federal holidays.
Q3. Why is Independence Day observed on July 3 in 2026?
Because July 4 falls on a Saturday, it is observed on the preceding Friday.
Conclusion
The federal holiday 2026 list provides a clear roadmap for understanding official U.S. public holidays and their observance dates. With 11 federally recognized holidays spread across the year, early awareness helps individuals and organizations avoid disruptions and plan effectively. As of 2026, following the federal holiday calendar remains essential for smooth operations, financial planning, and work-life balance across the United States.